Ok, so I have New Years Resolutions, for the most part your basic, typical resolution's ...lose weight, save money, organize...but this time I actually wrote it down and wrote down steps/mini goals for each month to hopefully get me where I need to be by the end of the year. So here are my goals-
Stay within budget/no unnecessary spending-
-only spend money on necessary things
-for all extras, find a way to pay for them outside of normal income such as:
sell on ebay for birthday and clothing money
tax return will be our garden and outside budget
-stay within grocery budget (this is a big one and our main area to cut back)
Organize the house...'a place for everything and everything in it's place'
-each month I will have a different area to focus on, broken down into weekly tasks
Start a new habit monthly-
-little habits that will make my life better/easier
For January I will write out our daily plan (meals, to do list, and activities...anything I don't get done will go onto the next day)
Save money for the first time ever!
-First goal save $1000 emergency fund
- save for a bathroom remodel to start 2011!!!
*I have a secret goal* , one I haven't mentioned to my husband because it may be unrealistic, but I also am hoping to save enough to pay our midwife so we can perhaps have another child in 2011...we'll see, it's quite a chunk of money and our insurance reimburses us for half of it after the birth. We have pretty much agreed on having a third child, just not sure when...
Lose weight and live healthier-hmmm, I think this one starts next month...
To try and actually do these things I'm going to post about them once a month or so... what my goals are for the month and what I did/did not due, what I learned, etc...